Disclaimer

Effective Finance LLC (“EF”)  is a registered investment advisor offering advisory services in the State of California and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.The information on this site for informational purposes only and should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security or advisory service in any jurisdiction where such solicitation, offer, or recommendation would be unlawful or unauthorized. The information on this site is not intended as tax, accounting or legal advice. The information provided should not be relied upon as the sole factor in an investment making decision. Past performance is no guarantee of future results. The information on this site is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Effective Finance LLC disclaims all warranties, express or implied, including, but not limited to: implied warranties of merchantability, non-infringement, and suitability for a particular purpose.EF does not warrant that the information will be free from error. Your use of the information is at your sole risk. Under no circumstances shall EF be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the information provided on this site, even if EF or a EF authorized representative has been advised of the possibility of such damages. Information contained on this site should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.EF is not liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technology, websites, information, and programs made available through this website.Links to third-party websites or documents are provided strictly as a courtesy. When you navigate to any of the websites provided here, you are leaving this website. We make no representation as to the completeness or accuracy of information provided at these third-party websites. When you access one of these websites, you are leaving our web site and assume total responsibility and risk for use of the web sites you are visiting.EF does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to EF’s web site or incorporated herein, and takes no responsibility thereof.